Full-service title insurance for residential and commercial transactions statewide, with 20+ years of NY experience.
Statewide NY Coverage
NY Title Experience
Recording -- Never Outsourced
Recording Transmission
Every aspect of the title process handled internally, from search to recording.
Comprehensive abstract search examination for residential and commercial properties across all New York counties.
Loan application review, policy preparation for closings, and document review by experienced title officers and underwriter counsel.
Specialized expertise in Consolidated Extended Modification Agreements. Save borrowers thousands on NY mortgage recording tax through our proven CEMA process.
Every recording is transmitted directly from our office -- never outsourced. Documents reach the county within one week of closing for maximum accountability.
Our staff is fully proficient with ACRIS (NYC) and Westchester Prep recording systems, ensuring smooth electronic submissions.
Full deed transfer document preparation for all NY transactions. Attorney referrals available for complex matters.
A CEMA (Consolidated Extended Modification Agreement) allows borrowers to avoid paying the full mortgage recording tax when refinancing in New York. Instead of recording an entirely new mortgage, the existing mortgage is assigned and modified -- resulting in significant savings.
Many title companies avoid CEMA transactions due to their complexity. At Simplicity Title, we take pride in our deep knowledge of CEMA processes and guide borrowers through every step. The savings for your clients can be substantial -- often thousands of dollars on a typical refinance.
Ask About CEMA TransactionsFrom our 3 New Jersey offices, we handle New York title and CEMA transactions across every county. Our team knows the NYC market inside and out -- delivering in-house recording, ACRIS proficiency, and seamless closings statewide.
Contact Our Team
When recordings are outsourced to third parties, you lose visibility and control. Documents can sit in queues, errors go unnoticed, and accountability becomes diffuse.
At Simplicity Title, every recording is transmitted directly from our office. This means faster county submission (within one week of closing), fewer errors, and a single team that's responsible from search to recording. When something needs attention, there's no finger-pointing -- just resolution.
Statewide coverage, in-house recording, and CEMA expertise. Your NY transaction, handled by specialists.